![]() ![]() Wondering whether you should pay off your mortgage or invest? We explain here. However, that is also cash you can’t get back, so think what other calls you might have on your money. Plough all your spare cash into your mortgage, for example, and you may not achieve other financial or lifestyle goals such as saving for your children or overseas holidays.įrom a purely mathematical perspective, paying off your mortgage is likely to be the most cost-effective option. Savings like these are significant, but you need to weigh the advantages of overpaying your mortgage against the benefits of using that money in other ways.
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